Car insurance survey reveals improvement in driver behaviour

driver-on-mobile-phone

Driver’s are becoming safer behind the wheel, at least that’s the conclusion which can be drawn following the results of a recent survey conducted by Sainsbury’s Car Insurance which found that fewer drivers are using mobiles while driving and there’re less likely to give into a fit of road rage compared to the findings of last year.

According to the results of the Sainsbury’s Car Insurance poll, there’s been a reduction in the number of drivers choosing to get behind the wheel when tired, with 10% fewer doing so when compared to 2010.

Drivers are also becoming increasingly aware of the dangers of using a mobile while driving with those admitting to using their phone while driving falling by almost 50% compared to last year’s figures. 6% say they have used their phone while driving, but at the same time the number of who have texted while sitting in the driver’s seat has fallen from 6% to 4% this year.

This is especially good news as research has shown that driver reaction times are 50% slower when using a mobile so it is hoped the reduction in the number of drivers using phones while driving will lead to a fall in the number of accidents on UK roads.

Overall driver safety seems to be improving with other encouraging statistics collected from the survey which include an increase in the number of people choosing to wear a seat belt, and also fewer people succumbing to road rage while driving, with 2% admitting to getting irate while driving.

High number of car insurance policies fail to offer cover for road rage

road-rage

A recent report has found that 94% of all car insurance policies in the UK don’t offer cover for road rage incidents.

This news comes despite the conclusions of a separate study into the views of motorists which found that many drivers look for road rage cover on their policies, with older driver over 55 years of age, valuing this cover extremely highly.

The number of policies which do offer cover for road rage is steadily increasing however, as back in 2005, 99% of all motor insurance policies did not offer any kind of cover for road rage incidents.

In 2010 one in eight car insurance policies were found to offer cover for road rage, however there are a number of conditions attached to the policy which could provide obstacles to those wishing to claim.

For example, some policies won’t pay-out if the policyholder says anything to the road rage attacker to antagonise the situation, also another common exclusion is that the attacker must not be a relative or known to the insured person as this could suggest another motive for the attack other than road rage.

In those cases where insurers have paid out to victims of road rage, money is awarded for counselling following the attack, and also for compensation for physical attacks.