A number of insurance companies are considering restructuring their pricing system for young female drivers after a survey has revealed that women drivers are more likely to break the speed limit, and use a mobile phone behind the wheel, compared to male drivers.

The results of the study shatters the long held perception that young male drivers are the worst culprits when it comes to speeding and other dangerous driving acts. Traditionally young female drivers enjoyed lowers rates of insurance when compared to their male counterparts as they were considered a lower risk group, however that could all be about to change following the publication of these survey results.

The survey results revealed that 48% of teenage girls are likely to drive 10mph over the speed limit but only 36% of men admitted to speeding. 16% of the teenage girls questioned said they would consider themselves to be aggressive drivers, which is up 9% on the results collected in 2005.

Another worrying statistic which the survey threw up was the increasing number of drivers who are using their mobile phone while driving. Over half of the young women questioned through the online survey said they are likely to text or talk on their mobile while driving compared to just 38% of the young men.