A complete guide to travel insurance is released in time for the summer holidays

travel-insurance

The Association of British Insurers (ABI) has released a comprehensive guide to travel insurance to help travellers find the right policy to suit their holiday needs.

The consumer guide to travel insurance offers an easy to use guide for those who may feel fazed by the mind boggling array of travel insurance policies available both online and on the high street.

With so many options available many travellers use price comparison websites to find the cheapest policy, however the ABI warn against simply opting for the least expensive travel insurance policy as they advise that the cheapest policies are likely to offer the lowest level of protection.

Another top tip from the ABI with regards to travel insurance is to always make your insurance company aware of any pre existing medical conditions you have. If you fail to declare this, and you require medical treatment for the ailment while abroad, your insurance policy may not cover you.

One of the other best pieces of advice the ABI are offering consumers is to not do anything they wouldn’t normally do at home such as putting themselves in a dangerous position, or not looking after their possessions.

Check out the newly released consumer guide to travel insurance to ensure you’re fully covered and safe on your upcoming summer holiday.

Travel insurance policyholders putting themselves at risk by not disclosing medical conditions

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Many travel insurance policyholders are putting themselves at risk by not disclosing pre-existing medical conditions new research has discovered.

Figures published by Sainsbury’s Travel Insurance found that as many as 500,000 holidaymakers have taken vacations without making their travel insurance provider aware of a medical ailment they are suffering from.

Back pain was one of the most common medical issues which travellers had failed to tell their insurer about with 254,000 people admitting to having travelled last year without telling their insurance company about their back issue.

Travel insurance experts have warned that omitting details about your health, which you may believe is irrelevant to your travel policy, could end up costing you dear as a failure to disclose information can invalidate your cover. If this were to happen after falling ill abroad, the policyholder could be hit with the full extent of paying for medical treatment while abroad.

Some of the reasons given for not fully disclosing medical conditions to insurers were that people felt uncomfortable discussing their personal health issues over the phone with a stranger, while others said they were afraid of being refused cover because of an ailment.