A recent survey conducted by the Association of British Insurers found that a high number of UK motorists would consider lying to their insurance company, and withhold information, if it meant they could get a cheaper deal on their annual cover.

The practice known as fronting was found to pose the biggest threat to car insurance providers. Over half of those questioned as part of the survey admitted they would consider naming themselves as the first name driver on a car insurance policy to get cheaper cover, when in fact the vehicle is driven by their child on regular basis. Despite the fact that this is illegal, and would invalidate the policyholder’s insurance, over half of motorists questioned by the ABI said they would consider fronting.

A fifth of those questioned said they would be tempted to exaggerate how many years it had been since they’d made a claim on their car insurance in order to receive a cheaper premium, while 12% admitted they would consider trying to hide a motoring conviction for the same reason. Plus 10% of those who took part in the survey said they would possibly conceal important details from their insurer.

Worryingly, all of these practices are illegal and would invalidate a car insurance policy, however this doesn’t seem to deter people from considering them as viable options which would lead to cheaper cover.