Brits travelling without insurance wrongly think Government will pay bills

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British holidaymakers who travel without insurance wrongly think the government will pick up their medical bills should they require treatment while abroad.

A recent survey by ABTA found that 20% of British people are venturing oversees without any kind of travel insurance, with many mistakenly believing that the UK government will assist them with any medical bills and repatriation costs should they encounter a problem while abroad, which is simply not the case.

The average cost of a claim for medical bill for UK travellers abroad is £1,333, with the most common reason for seeking medical attention while on holiday being attributed to ear infections.

The research also revealed that 17% of travellers believe that carrying a European Health Card provides adequate cover for travel throughout Europe without realising that the card only allows access to basic state health care and does not cover repatriation to the UK should you need to be airlifted home in the event of a serious health issue.

The biggest problem amongst British holidaymakers appears to stem from inaccurate information, and so the travel industry needs to ensure all travellers are fully aware of the consequences of travelling abroad without insurance as the knock on effects, should you be unlucky enough to encounter while overseas, can be far reaching and extremely costly.

Average cost of emergency medical treatment abroad revealed

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The average cost of a hospital visit for a British tourist while on holiday abroad has been revealed as £1,333.41 according to a survey by Sainsbury’s Travel Insurance.

The travel insurance provider investigated the claims of travellers in 2010 to compile the results of the survey. The cost of medical treatment in different countries varied massively, with the USA coming out as the most expensive country for medical attention, with the average hospital visit costing £4,725, while Greece was revealed as the country with the least expensive medical treatment as the average patient would receive a bill for £422 following a trip to the hospital.

The survey also found that the country which saw the most claims by Brits abroad was Spain, followed by Turkey and then Greece. The most common ailment affecting British tourists during 2010 was earache, while the most expensive medical claims were for heart attacks which resulted in medicals bills costing in the region of £8,000.

The rising medical bills for Brits abroad only goes to highlight yet again the importance of putting in place adequate travel insurance before heading off on a foreign holiday. Many travellers wrongly think a European Health Insurance Card will suffice as cover while on holiday, however insurance experts are quick to point out that this is by no means a replacement for a travel insurance policy.

Balcony fall victim’s insurance policy was inadequate

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A 27-year-old newlywed was faced with a bill for £16,000 to have a private air ambulance transport her back to the UK after she plunged 30ft from a hotel balcony.

Carrie-Anne Dudbridge and her new husband Michael were on their honeymoon in Corfu when the horrendous accident, which left bride Carrie-Anne with a fractured spine in three places, took place.

The couple hadn’t taken out a travel insurance policy as they were under the impression that their European Health Insurance cards (EHIC) were adequate cover for their honeymoon trip to the Greek island.

Although the EHIC does cover holders for medical costs incurred, it doesn’t go as far as to cover the cost of air ambulance transport back to the UK should you have the misfortune to become seriously ill while abroad, or suffer a severe accident such as in the case of Carrie-Anne.

Desperate to get his new wife back to the UK, Michael Dudbridge called on the generosity of the couple’s family and friends who were able to club together to raise the £16,000 needed to pay for the private air ambulance in order for Carrie-Anne to be repatriated to Britain.

Luckily the couple were able to raise the money needed, and the newlywed was flown home by private air ambulance and is now said to be recovering in a London hospital.