Festival goers urged to insure gadgets before leaving the house

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Music fans planning a trip to a festival this summer are being urged to insure their gadgets such as digital cameras, phones, iPods and MP3 players before they leave for their trip as the accumulated cost of these items can run into hundreds, if not thousands of pounds.

Top insurance experts say the best way to insure your mobile gadgets is to add them to an existing home insurance policy. Under the majority of buildings and contents insurance policies, policy holders can include extra items such as their mobile phone and iPod at a minimal extra charge which more often than not, works out cheaper than taking out a standalone insurance policy for these items.

Another practical piece of advice to avoid losing your valuables while out and about this summer is to consider carefully exactly what you’ll need while you’re away – for example – you may love your iPad, but do you really need to take it camping? If you’re going to a music festival, can you leave your MP3 player at home seeing as there’ll be hundreds of live music acts at your event?

A recent survey of students by Endsleigh found that all of those questioned planned to take their mobile phone with them when they attend an outdoor music event or festival over the summer.

With the vast majority of festival goers all carrying a mobile phone to an event over the coming months, the chances of mobile phones going missing or stolen is high. To ensure you don’t lose out, make sure you have cover in place before you set off this summer.

Festival-goers advised to check their car insurance policy before setting off

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Those heading off to festivals over the summer months are being advised to check their car insurance policies before setting off.

Post Office Car Insurance are recommending that festival-goers double check their car insurance cover so as to ensure they are covered for damage and theft while away at their chosen event.

With many people choosing to take expensive equipment away with them such as personal computers, music systems, mobile phones, and for the girls, hair straighteners, some insurance policies may not cover these items if they are stolen from your car while away at a festival.

The Post Office is calling for all those attending festivals this summer to get in contact with their car insurers before they leave in order to clarify the terms of their cover, and possibly buy extra insurance if their current cover isn’t adequate.

Simple precautions are also advised by insurers to help avoid being targeted by thieves such as keeping all valuables out of sight if they are left inside your vehicle.

If you’re travelling with friends to a festival and are planning to share the driving, it’s important you add any extra drivers to your car insurance policy before letting them get behind the wheel.