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Car insurance comparison website introduces new feature to Facebook page

December 12, 2011 By Dawn Bickford Leave a Comment
tiger_logo

Car insurance price comparison website, tiger.co.uk, have launched an interactive question and answer service via their official Facebook page which will enable customers to obtain answers to the questions that are important to them, quickly and efficiently.

Ask the Tiger is the name of the new interactive FAQ feature offered via the independent car insurance price comparison site’s social media page. Fans of the company on Facebook will be able to post their questions and get a response within 24 hours.

Tiger.co.uk first introduced the interactive support facility to their main website back in February of this year, however the insurance provider decided to make the feature even more accessible for their users by installing the service on their Facebook page making it even more convenient for customers to get answers to their questions.

Since its launch back in 2009, tiger.co.uk has been striving to track down the most affordable deals on motor insurance for its many UK based customers by comparing quotes across a massive range of 140 insurance providers.

With the introduction of tiger’s new interactive FAQ service on Facebook, the comparison website hope to make it even easier than before for their users to track down a value for money car insurance policy which is ideally suited to their driving needs.

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50% rise in the number of drivers regularly switching their car insurer

November 18, 2011 By Dawn Bickford Leave a Comment
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According to new research conducted by price comparison website, GoCompare.com, the number of motorists switching their car insurance provider has increased significantly.

The results of the GoCompare.com poll found that in December 2009, only 22% of drivers were shopping about and switching their car insurance company after finding a better deal, however that figure has risen to 34% according to the most recent statistics taken in October 2011, which indicates a 50% increase in the number of people moving providers in the space of two years.

While more and more people seem to be getting the message that comparing providers can save you money on car insurance, the message doesn’t seem to be translating for other financial products with a third of Brits having never switched providers for any of the top 20 financial products such as their bank, energy supplier or their broadband.

Car insurance is by far the one financial product Brits are keen to shop around for, with 77% of us using a price comparison site in the last year to find a cheaper rate on our annual car insurance premium, followed closely by home insurance with 22% of homeowners comparing and then switching their policy in the last 12 months.

The experts who carried out the research at GoCompare.com say that people need to wake up to the savings that are available by comparing a range of providers for everything from their mortgage provider to their telecoms supplier.

According to GoCompare.com, people who use their comparison site to search for car insurance saved on average £393.67, and £125.33 on their home insurance and a massive £557.33 on their energy tariff, savings that are not to be sniffed at, especially in the current economic climate.

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Keep the car in the garage and not your junk to lower insurance premiums

November 3, 2011 By Dawn Bickford Leave a Comment
garage-junk

A recent survey by a leading car insurance provider has found that homeowners are increasingly using their garages to store stuff rather than their cars.

The study revealed that on average, the contents of a garage filled with junk had a value of £3,400, whereas the average car is worth £13,487 and more likely to be found sitting on a driveway or on the side of the road as opposed to safe and secure inside a locked garage.

Despite the obvious argument that protecting a car, which has a greater value than the random items most people store in their garage, should be a priority, car insurance companies also argue that drivers who keep their vehicle in a locked and secure garage overnight are more likely to benefit from reduced rates of insurance.

Despite 25% of the drivers who took part in the poll admitting they keep their vehicle on a driveway overnight, 41% also revealed that they worried about leaving the car outside where it could be targeted by thieves or vandals. Although drivers admit they worry about leaving their car outside on a driveway, 25.5% added that putting the car away in a garage every night was too much hassle.

25% of those questioned as part of the survey admitted to having garages stuffed full of junk and therefore there was no room to keep a car, but 9 out of 10 respondents said they had no plans to change this despite the benefits it could potentially offer in terms of vehicle safety and reducing car insurance premiums.

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Worst area for uninsured drivers revealed

October 25, 2011 By Samantha Lewis Leave a Comment
uninsured-car

The area of the UK where uninsured drivers are most prevalent has been revealed as West Yorkshire as 17 of the most problematic postcodes in the country for drivers with no insurance are situated in the West Midlands or West Riding region.

Out of the 17 postcodes highlighted for having a high level of uninsured drivers, 5 of the postcodes are situated in Bradford where figures show there are 7 times more illegal drivers than the national average.

It’s estimated that 4% of cars on UK roads are being driven illegally with no insurance, which works out as 1.4 million cars out of the 34 million cars on British roads. Uninsured drivers have a negative impact on honest motorists, with £30 being added to each and every car insurance policy for insured motorists because of reckless drivers who take to the roads with no cover.

From June of this year, it became illegal to own a car without either taking out an insurance policy for the vehicle, or declaring it off the road. The authorities now have the power to seize any vehicle which does not comply with the new legislation.

Due to the high concentration of uninsured drivers in the Bradford region, the authorities are having to work extra hard to clamp down on these illegal motorists. Since the legislation came into force in June, 1,110 vehicles have been seized in Bradford, which averages at 6 vehicles per day, well above the national average.

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Drivers advised to provide more details to get best car insurance rate

October 3, 2011 By Samantha Lewis Leave a Comment
car-insurance

Drivers are being advised to provide as many details as possible when obtaining a car insurance quote in order to receive the most accurate rate. Adding details such as marital status, occupation, and number of miles covered can help to reduce premiums for low risk drivers.

Car insurance providers are increasingly offering no claims bonus cover with a recent survey revealing that 17% of policies offer the assurance of safeguarding a driver’s no claims bonus even if they have a collision which has risen from 13% two years ago. The study was carried out by Defaqto and scrutinised some 5,000 policies in order to compile the results.

Separate research also found that the inclusion of extra personal details on an insurance policy can help lower the annual premium in some cases. Volunteering information such as where your vehicle is kept overnight, your marital status, and the area your car is most in use, can help to generate a quote which accurately reflects your driving habits and behaviour, which can lead to a reduced premium being quoted.

Car insurance experts are also urging drivers to double check their policy details before signing on the dotted line to ensure all of their needs are being met with the policy. Another key details to look for when taking out a new policy is that your vehicle is covered should you have an accident involving an uninsured vehicle.

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GoCompare.com survey highlights dangers of glove box stashing

August 9, 2011 By Dawn Bickford Leave a Comment
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A recent survey conducted by car insurance price comparison website, GoCompare.com highlighted the dangers of glove box stashing whereby drivers unwittingly cram their car glove box with their expensive devices in order to keep them out of sight of potential thieves.

The research by the price comparison website found that the average car has £278 worth of valuable stored inside of it with items being kept in the boot, as well as in glove boxes and concealed compartments. Although a high percentage of drivers admit to keeping valuable in their car, a staggering 72% admitted they had no idea if their insurance policy covered the expensive items stored in their car.

When it comes to the items we keep hidden in our car glove boxes, the GoCompare survey found that the average worth of these items totals £112, with SatNavs coming out as the most popular possession to keep in the glove box with 33% of these being stored in kept in there, followed by mobile phones 27%, and purses and wallets 18%.

Drivers aged between 18-24 years were found to be 50% more likely to leave valuables in their car as opposed to drivers aged over 45 years of age.

With such a high proportion of drivers using their car’s boot or glove box as a hiding place for valuable items, insurance experts are strongly advising drivers to check the terms of their policy to ensure they have adequate cover in place should the vehicle be broken into.

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Car insurance provider notes trend in fuel efficient cars

May 3, 2011 By Dawn Bickford Leave a Comment
Skoda Fabio Greenline

Leading high street car insurance provider, Swinton, has noted an increase in the number of motorists choosing fuel efficient cars.

The rising cost of fuel is having a direct influence over the type of cars UK motorists are choosing to purchase it seems, as a survey by Swinton found that 57% of those drivers they spoke to said the cost of fuel was the most important factor they’d consider when buying a new car.

It often follows that cars which are economical on fuel, offer reduced emissions and therefore benefit from reduced road tax rates, or in some cases, free road tax for those which are the most environmentally friendly. The reduced road tax rates help to lower the cost of motoring yet further for cash strapped UK motorists, so it’s not surprising more drivers are opting for reduced CO2 emission cars.

To assist their customers in their quest to find fuel efficient cars, Swinton have drawn up a list of the most economical cars on the market in the UK. Amongst the top 10 most fuel efficient cars as compiled by Swinton you’ll find the Smart Fortwo cdi which averages 85.6 miles to the gallon, and the Skoda Fabio Greenline which offers 83.1mpg on average and the Audi A3 1.6 TDI which provides 78mpg.

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High number of motorists would consider lying to their provider

January 21, 2011 By Paul Roberts Leave a Comment
Young-female-driver

A recent survey conducted by the Association of British Insurers found that a high number of UK motorists would consider lying to their insurance company, and withhold information, if it meant they could get a cheaper deal on their annual cover.

The practice known as fronting was found to pose the biggest threat to car insurance providers. Over half of those questioned as part of the survey admitted they would consider naming themselves as the first name driver on a car insurance policy to get cheaper cover, when in fact the vehicle is driven by their child on regular basis. Despite the fact that this is illegal, and would invalidate the policyholder’s insurance, over half of motorists questioned by the ABI said they would consider fronting.

A fifth of those questioned said they would be tempted to exaggerate how many years it had been since they’d made a claim on their car insurance in order to receive a cheaper premium, while 12% admitted they would consider trying to hide a motoring conviction for the same reason. Plus 10% of those who took part in the survey said they would possibly conceal important details from their insurer.

Worryingly, all of these practices are illegal and would invalidate a car insurance policy, however this doesn’t seem to deter people from considering them as viable options which would lead to cheaper cover.

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Avoid potholes to avoid cars insurance claims

January 12, 2011 By Paul Roberts Leave a Comment
potholes

Following the freezing temperatures which have blighted Britain this winter, the AA is warning motorists to avoid the increasing number of potholes which are cropping up on UK roads as a result of the big freeze if they want to avoid causing damage to their vehicles.

The arctic weather conditions which hit the UK before Christmas are taking their toll on roads as the frozen temperatures have caused surfaces to crumble creating dangerous potholes.

The UK experienced a similarly harsh winter last year, the effect of which was felt by insurance companies who reported receiving three times as many claims between January and March of 2010 for damage caused by potholes when compared to the same time period the previous year.

Some of these car insurance claims have been for as much as £1,300. Problems which arise as a result of awkward collisions with potholes include damage to wheels, suspension, and exterior bodywork.

Experts believe the problem of potholes may be further exacerbated this year due to the backlog of roads waiting to have potholes repaired as the UK has now experienced two successive years of freezing weather conditions.

As a result, insurance companies are now bracing themselves for a flurry of car insurance claims relating to damage caused by potholes.

The advice being given to motorists is to avoid driving through potholes if possible as the after effect of doing so could prove costly.

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How do you deal with motorcyclists?

November 1, 2010 By Swiftcover car insurance and travel insurance news

Statistics show that the releationship between Motorcyclists and drivers have a long way to go. Figures from the government’s Think road safety campaign have shown that motorcyclists are more likely to be killed or injured on the roads than car drivers.

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