Worst area for uninsured drivers revealed

uninsured-car

The area of the UK where uninsured drivers are most prevalent has been revealed as West Yorkshire as 17 of the most problematic postcodes in the country for drivers with no insurance are situated in the West Midlands or West Riding region.

Out of the 17 postcodes highlighted for having a high level of uninsured drivers, 5 of the postcodes are situated in Bradford where figures show there are 7 times more illegal drivers than the national average.

It’s estimated that 4% of cars on UK roads are being driven illegally with no insurance, which works out as 1.4 million cars out of the 34 million cars on British roads. Uninsured drivers have a negative impact on honest motorists, with £30 being added to each and every car insurance policy for insured motorists because of reckless drivers who take to the roads with no cover.

From June of this year, it became illegal to own a car without either taking out an insurance policy for the vehicle, or declaring it off the road. The authorities now have the power to seize any vehicle which does not comply with the new legislation.

Due to the high concentration of uninsured drivers in the Bradford region, the authorities are having to work extra hard to clamp down on these illegal motorists. Since the legislation came into force in June, 1,110 vehicles have been seized in Bradford, which averages at 6 vehicles per day, well above the national average.

Drivers consider switching to more fuel efficient cars to save money

Fuel Tax Plan

Fuel Tax PlanMore UK drivers than ever are considering switching their car to a more fuel efficient model, a survey by a leading car insurance comparison website has revealed.

The poll was carried out by moneysupermarket.com and found that 50% of those it questioned would seriously consider changing their car for a more fuel efficient vehicle as rising petrol and diesel costs, and car insurance premiums, are taking their toll on the average motorists.

With fuel prices and car insurance premiums at a record high, some drivers in the UK are even contemplating ditching their car altogether in favour of public transport as many are finding the spiralling cost of driving expenses too much to handle.

Out of those drivers who took part in the moneysupermarket.com poll, 10% said that the cost of car insurance for a particular vehicle also had a direct bearing on their choice of car, with many opting for cars which are cheaper to insure, in an attempt to keep motoring costs down.

In light of the findings of the study, moneysupermarket.com say that it’s more important than ever for motorists to shop around for a deal on car insurance, as those who do compare a range of quotes, will be able to get more for their money.

Motor insurance customers running risks with car maintenance

car maintenance

Millions of motor insurance customers in the UK are running risks with their car maintenance in a bid to save money on motoring costs, it has been claimed.

Car manufacturer Ford found that one in five UK motor insurance policyholders have no breakdown cover.

Due to rising road tax and fuel costs, roadside assistance cover is neglected by younger car insurance holders, with 28 per cent of 25 to 34-year-olds forgoing any cover.

All of this is surprising considering recent independent research from consumer group Which? revealed that one in six motor insurance customers experience at least one breakdown a year.

“It’s a story we hear often but while trying to avoid the cost, many of these drivers could regret skipping basic maintenance and roadside cover” said Mike Weatherston, group service marketing manager at Hendy Ford.

Recently, Motor Codes offered drivers a checklist to follow to ensure they were not ripped off by car servicing or repair garages.

Car insurance holders should be advised of the cost of repairs before they are undertaken, technicians should talk to them about the work they have carried out in layman’s terms and the garage should collect customer feedback to improve, according to the self-regulatory body.