6% of accidents caused by lane changing

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According to recent statistics collected by the Accident Exchange, 6% of accidents which occur on UK roads come about as result of changing lanes, with the estimated cost of damage topping £437 million every year.

If this news wasn’t bad enough, it seems accidents arising as a result of poor awareness while changing lanes is on the rise as statistics show the figure has almost doubled in the space of the last two years.

Not checking driving blind spots properly and failing to indicate have both been highlighted as reasons for the high number of lane changing accidents, while some motoring experts have hinted that the increase in these kinds of accidents could be due to the extra safety features on new cars. These types of vehicles often have strengthened frames which can reduce visibility and increase the driver’s blind spot making it harder to check for traffic when changing lanes.

Poor visibility and driving without due care and attention were cited as the most common reasons for accidents involving lane changes. With the average cost of repairs following an accident as a result of a bad lane change costing £2,876, insurers are warning drivers to take extra care when carrying out risky driving manoeuvres such as lane changing.

Rear end crashes are leading to higher car insurance premiums

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Over the course of the last year research conducted by insurance provider Admiral has found that rear end bumps have risen by 9% which is having a knock on effect on the cost of motoring insurance.

The car insurance provider believes there are two main reason behind the escalating number of rear end accidents, the first being crash for cash fraudsters who deliberately slam on their brakes causing the person behind to run into them, and the second cause of rising rear ending crashes is road congestion say Admiral. With 33 million cars using UK roads every day, roads are busier leading to more queuing traffic which can result in more rear end accidents.

Tailgating and speeding are also factors which lead to rear end crashes, according to car insurance provider Admiral.

The cost of personal injury claims for whiplash alone following a rear end bump over the course of 2010 was estimated at £1.9 billion while the cost of fraud is thought to have cost the insurance industry a whopping £3 billion during the last year. Not surprisingly, these massive claims are having a negative effect on the premiums of honest policy holders as the losses from the insurance company are passed onto the consumer through increased car insurance prices.

Car insurance scammers on the rise

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Car insurance scammers who stage accidents in order to claim money off the innocent party’s policy are on the rise, according to recent statistics.

It’s been estimated that these “cash for crash” fraudsters cost the insurance industry £350 million last year, adding an extra £44 to the cost of each UK motorist’s car insurance policy.

The most common technique employed by these fraudsters is to cause a situation whereby the innocent driver behind them, crashes into the back of their vehicle. It’s generally accepted that the driver who rear-ends another vehicle is in the wrong.

The scammers often set up these “accidents” on clear roads, or at roundabouts. Another trick they use to lead the victim into rear ending their vehicle is to slam on their handbrake so the driver behind won’t be alerted to the fact that the vehicle in front is stopping from the brake lights.

Victims are not chosen at random, instead the scammers single out elderly drivers, and lone parents, as they are less likely to fight the insurance claim. Commercial drivers are also a favourite with the fraudsters as they are less concerned about the damage as their vehicles are owned by their company.

The average amount obtained from each claim was approximately £17,000. This amount includes costs for personal injury, and also the damage to and recovery of the vehicle.