Car insurance survey reveals improvement in driver behaviour

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Driver’s are becoming safer behind the wheel, at least that’s the conclusion which can be drawn following the results of a recent survey conducted by Sainsbury’s Car Insurance which found that fewer drivers are using mobiles while driving and there’re less likely to give into a fit of road rage compared to the findings of last year.

According to the results of the Sainsbury’s Car Insurance poll, there’s been a reduction in the number of drivers choosing to get behind the wheel when tired, with 10% fewer doing so when compared to 2010.

Drivers are also becoming increasingly aware of the dangers of using a mobile while driving with those admitting to using their phone while driving falling by almost 50% compared to last year’s figures. 6% say they have used their phone while driving, but at the same time the number of who have texted while sitting in the driver’s seat has fallen from 6% to 4% this year.

This is especially good news as research has shown that driver reaction times are 50% slower when using a mobile so it is hoped the reduction in the number of drivers using phones while driving will lead to a fall in the number of accidents on UK roads.

Overall driver safety seems to be improving with other encouraging statistics collected from the survey which include an increase in the number of people choosing to wear a seat belt, and also fewer people succumbing to road rage while driving, with 2% admitting to getting irate while driving.

Tips on how young drivers can keep the cost of insurance low

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The cost of insurance is the biggest hurdle facing young drivers according to a study carried out by I-Kube who specialise in the provision of cover for new drivers. 90% of those questioned as part of the survey said that the cost of cover was the biggest barrier to getting on the road, the expense of buying a car was voted as the second biggest obstacle. With the cost of car insurance proving an issue for young drivers, here are some helpful hints to keep the cost of cover down.

Shop around to find the best deal. Use price comparison sites, but also seek out companies which specialise in cover for young drivers. Finding a policy which is most suited to you personally will help to bring the cost down.

Go with an insurer which recognises Pass Plus. By undertaking this driver training course, which is aimed at those who have recently passed their test, you could see your insurance premiums drop by up to 35%

Buy a car which you can afford to insure. As your first car, it’s a wise decision to opt for a vehicle which is in the lowest possible insurance group in order to keep your cover low. Before you actually buy your first car, get a few insurance quotes so you can determine whether or not you can afford to insure it.

Add another driver to you policy. By adding a more experienced driver to your car insurance policy such as a parent, you could see your premiums decrease. However you must remain as the main driver of the vehicle not the older driver. Falsely naming a parent or more experienced driver as the main driver on a policy is known as “fronting” and is against the law.

Follow these tips in order to find the cheapest car insurance policy for your first car.