Female drivers clued up about car maintenance

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According to new research, female drivers are not as clueless as previously believed when it comes to car maintenance.

It seems the notion that women haven’t the faintest idea about how to look after their car, and keep it maintained and in good working condition, is very much outdated as a recent survey discovered that over three quarters of female drivers know how to check both their water and oil levels on their vehicle.

The research was conducted by specialist female car insurance provider Diamond and also found that two in five women would feel confident enough in their own ability to change a wheel without any male assistance. Furthermore, the same number of women also said they have the knowledge to jumpstart a car, and change their own windscreen wipers.

Female drivers also take a pro-active approach to basic maintenance of their car with one fifth revealing they give their vehicle an overall check every month, while a third of the 2,500 women drivers who were questioned as part of the survey say they check their engine over before embarking on a long distance journey.

The trend for women taking a greater interest in cars and motoring extends beyond general maintenance of their vehicles with 60% of those questioned admitting that they regularly watch BBC2 motoring show Top Gear.

Balcony fall victim’s insurance policy was inadequate

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A 27-year-old newlywed was faced with a bill for £16,000 to have a private air ambulance transport her back to the UK after she plunged 30ft from a hotel balcony.

Carrie-Anne Dudbridge and her new husband Michael were on their honeymoon in Corfu when the horrendous accident, which left bride Carrie-Anne with a fractured spine in three places, took place.

The couple hadn’t taken out a travel insurance policy as they were under the impression that their European Health Insurance cards (EHIC) were adequate cover for their honeymoon trip to the Greek island.

Although the EHIC does cover holders for medical costs incurred, it doesn’t go as far as to cover the cost of air ambulance transport back to the UK should you have the misfortune to become seriously ill while abroad, or suffer a severe accident such as in the case of Carrie-Anne.

Desperate to get his new wife back to the UK, Michael Dudbridge called on the generosity of the couple’s family and friends who were able to club together to raise the £16,000 needed to pay for the private air ambulance in order for Carrie-Anne to be repatriated to Britain.

Luckily the couple were able to raise the money needed, and the newlywed was flown home by private air ambulance and is now said to be recovering in a London hospital.

Car insurance scammers on the rise

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Car insurance scammers who stage accidents in order to claim money off the innocent party’s policy are on the rise, according to recent statistics.

It’s been estimated that these “cash for crash” fraudsters cost the insurance industry £350 million last year, adding an extra £44 to the cost of each UK motorist’s car insurance policy.

The most common technique employed by these fraudsters is to cause a situation whereby the innocent driver behind them, crashes into the back of their vehicle. It’s generally accepted that the driver who rear-ends another vehicle is in the wrong.

The scammers often set up these “accidents” on clear roads, or at roundabouts. Another trick they use to lead the victim into rear ending their vehicle is to slam on their handbrake so the driver behind won’t be alerted to the fact that the vehicle in front is stopping from the brake lights.

Victims are not chosen at random, instead the scammers single out elderly drivers, and lone parents, as they are less likely to fight the insurance claim. Commercial drivers are also a favourite with the fraudsters as they are less concerned about the damage as their vehicles are owned by their company.

The average amount obtained from each claim was approximately £17,000. This amount includes costs for personal injury, and also the damage to and recovery of the vehicle.

Trees provide car insurance speed boost

A scheme to cut down speeding and improve safety for car insurance customers in Norfolk by planting trees on the side of roads is seeing success.

Travel insurance holders ‘warned of unsafe destinations’

Travel insurance holders heading to common holiday destinations such as Florida, Spain and the Greek islands can still fall victim to scams, fraud and health issues, Travelex has warned.

Belt up for car insurance’s sake

Drivers who don’t wear their seat belts could be putting their car insurance and themselves at risk – which is why police in Scotland are taking advantage of the Edinburgh festival.

Car insurance holders could benefit from new clamping laws

Car insurance policyholders stand to benefit from the introduction of new clamping regulations by the government.

Car insurance rookies pushed

New drivers about to embark on their first experience of arranging car insurance will have to endure further testing before they can remove their L-plates

Budget car insurance offered by Hastings

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Hastings insurance group are set to offer a budget car insurance policy in a bid to win custom from drivers who are struggling to keep up with the cost of motoring.

With rising fuel and insurance prices, the cost of driving in the UK has never been a bigger issue. Now Hastings is planning to offer motorists an alternative to forking out on high insurance rates with their brand new no frills car cover policy.

The new bargain policy has been welcomed by some, with the news that insurance rates for cars are set to rise by 20%, however some argue taking out cheaper policy could be a false economy if you are forced to make a claim.

For example, if your car is damaged and you have the repair worked carried out by a professional appointed by you, rather than Hastings, your excess will double.

Another area where drivers could run into difficulty is with windscreen damage as this will affect the policyholder’s no claims bonus. This could prove costly with one expert estimating that windscreen damage affects 6% of drivers a year, and losing a no claims bonus could boost insurance premiums by as much as 30%

The basic policy offers essentials such as courtesy car services, and EU driving, and other cover can be purchased as an optional extra such as no claims bonus cover, and legal cover. Hastings saves money by not covering for third party cover, meaning the policyholder is not insured to driver other vehicles, and nether does it offer cover for personal belongings.

Aviva strike a deal with Santander to distribute its life insurance policies

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Aviva has struck an exclusive 5-year deal with Santander for the bank to sell its life insurance policies to its UK customers.

Aviva’s general insurance products are already being offered through Santander, however the new deal will see the Spanish bank add life insurance, critical illness, and income protection policies to its list of cover being offered to its banking customers in the UK.

The insurance policies will be offered to customers via Santander’s 1,300 high street branches, plus over the phone and online.

The 5-year agreement to sell life insurance policies on behalf of Aviva, formerly known in the UK as Norwich union, will begin from June 2011.

The latest deal with Santander brings Aviva’s tally of “bancassurance” agreements, whereby they use bank staff to sell their products, to 50 in the UK, and 90 across Europe.

The deal is also good news for Santander’s expansion plan. The bank is expected to add to its UK high street empire later this year when it picks up 300 branches which are being sold off from the Royal Bank of Scotland. It also bought Abbey, Alliance and Leicester and savings arm of Bradford and Bingley in recent times so the Aviva deal with further boost its rapid growth.