Parents are being urged to check the small print on their annual travel insurance policies as recent research has found that approximately half of those policies offered don’t provide cover for children travelling alone.
Independent research company, Defaqto, found that half of the annual travel insurance policies available in the UK don’t cover a child if he or she travels independent from an adult. According to the small print on the policies, a relative or guardian must accompany the minor in order for the cover to be valid.
Although the majority of families will travel together, in some cases youngsters will travel alone with the intention of meeting up with a family member later into the journey. If this is the case for you, you’re advised to check your annual insurance policy to ensure your child has adequate cover while travelling alone.
Other research also found that the cost of a single trip travel insurance policy has increased by 23% over the course of the last 3 years. With holiday insurance costs rising at such a steep rate, the use of price comparison websites is on the increase as more and more people seek to track down the most affordable deal available on travel insurance.
When it comes to choosing an insurance policy, be it for travel, your home or car, 75% of us will opt for the cheapest quote, regardless of whether it offers adequate levels of cover for our needs.
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